Pet insurance can help manage health costs for your pets.
Pet insurance is a type of health insurance for your pets. It can cover costs associated with certain illnesses or types of veterinary treatment. This can help make health care for your dog or cat more affordable and give you extra quality time with your four-legged family members. The GEICO Insurance Agency can help you get comprehensive pet insurance coverage for your dogs and cats. Get a free online quote and see how affordable pet insurance is.
Why do I need pet health insurance?
None of us like thinking about it, but the truth is that our pets could get hurt or sick. As the cost of vet bills continues to rise, we can help manage some of those costs with pet insurance.
What does pet health insurance cover?
Embrace Pet Insurance and the GEICO Insurance Agency have teamed up to bring you comprehensive dog insurance and cat insurance. This nose-to-tail coverage includes:
- Accidents (e.g., broken bones, swallowing something)
- Illnesses (not pre-existing)
- Dental issues
- Cancer
- And more
You can choose any licensed veterinarian and you’re reimbursed up to 90% of the vet bill.
Without pet health insurance, pet bills can be costly.
Caring for a pet can be expensive even for routine care. Unexpected sickness and injuries can make these costs skyrocket. Pet health insurance can help you tame these expenses. Are you looking for more information about what is included with every accident and illness policy for you dog or cat? We have additional info just a click away – Dog insurance or Cat insurance.
Dog Insurance
As dog parents, it’s important to have good health coverage for your furry family members.
Embrace Pet Insurance and the GEICO Insurance Agency have teamed up to bring you comprehensive dog insurance. This nose-to-tail coverage is for every unexpected accident and illness. Plus, it can also help with diagnostic exam fees, treatments, and ongoing care.
What’s included with every accident and illness dog policy? Glad you asked, here are some of the most common types of items covered!
Accident and illness dog policies include:
- Accidents like sprains, ACL ruptures, foreign body ingestion, poisonings, or broken bones
- Common illnesses such as: ear infections, vomiting, diarrhea
- Dental illnesses, up to $1K per policy year
- Breed-specific, hereditary, and genetic conditions, like hip dysplasia or allergies
- Serious illnesses such as: heart disease, cancer, diabetes
- Chronic conditions like allergies, diabetes, skin conditions or arthritis
- Emergency and specialist veterinary care
- Diagnostic exams and testing related to covered conditions, like fecal exams, urinalysis, and more
- Hospitalization and surgery, including anesthesia, rehab, ongoing care, and more
- Prescription medications
Items excluded from the accident and insurance dog policy:
- Pre-existing conditions
- Routine care costs
- Breeding, whelping, and pregnancy
- Injury or illness resulting from neglect, cruelty, or fighting
How much does dog insurance cost?
The GEICO Insurance Agency can help you get a customizable plan to fit your budget without sacrificing coverage. Along with the deductible, percent of reimbursement, and annual maximum reimbursement you choose, pricing is based on your location and your dog’s breed, sex, and age. While the cost can vary greatly, you can usually get a comprehensive policy for your dog for $35-50/month.
Manage your pet insurance online
It’s super easy to manage your pet policy online! With MyEmbrace you can update your policy, add a pet, submit claims, update contact info, update payment info, and manage your account online.
PawSupport is here for you!
Free with every policy, PawSupport offers:
- Live Pet Pros available 24/7 to offer guidance about your dog’s health, from general questions to identifying urgent care needs
- Unlimited free consultations included with every policy
- Support anytime, anywhere by chat, video, or phone
Healthy dog options
Good news! Embrace offers Wellness Rewards. * This optional, non-insurance routine care plan can help you budget for preventative pet care, such as:
- Wellness exam fees
- Spay/neuter surgery
- Vaccinations, flea, tick, and heartworm preventatives
- Microchipping
- Breeding, whelping, and pregnancy
- Preventative teeth cleaning
- Grooming
- Training, and more
Wellness Rewards isn’t available by itself but can be added to any policy.
Choose Your Wellness Reward Reimbursement
With 3 different options for Wellness Rewards reimbursement, you can choose the perfect amount for each pet, each year, and get a $25 annual reward from Embrace.**
- $250 allowance per policy year
- $450 allowance per policy year
- $650 allowance per policy year
Cat Insurance
Got a master of mischief? Good news: We’re well-versed in both hairballs and harebrained schemes. As cat parents it’s important to have good health coverage for your furry family members. That’s where pet insurance comes in, providing cost savings and peace of mind for health-related pet expenses. Embrace Pet Insurance and the GEICO Insurance Agency have teamed up to bring you comprehensive lifelong accident and illness plans! Consider their curiosity covered forever.
What the Cat Insurance Health Plan Includes
Most cats are covered from nose to tail for every unexpected accident and illness.
- Exam and consultation fees
- Cancer treatments
- Diagnostic testing
- ER and specialist care
- Surgery and hospitalization
- Complementary treatments and rehabilitation
- Dental illness up to $1,000/year
- Prescription medications
Items excluded from the accident and insurance cat policy:
- Pre-existing conditions
- Routine care costs
How much does cat insurance cost?
The GEICO Insurance Agency can help you get a customizable plan to fit your budget without sacrificing coverage. Along with the deductible, percent of reimbursement, and annual maximum reimbursement you choose, pricing is based on your location and your cat’s breed, sex, and age. While the cost can vary greatly, you can usually get a comprehensive policy for your cat for $15-30/month.
Cat Insurance for All Ages
You can’t predict when your cat will get hurt or sick. But you can protect yourself from costly vet bills with the right pet insurance for cats.
Insurance for Kittens
Our insurance covers kittens as young as 6 weeks old to give you peace of mind that their crazy antics won’t break the bank.
Insurance for Adult Cats
Just because adult cats prefer a slower pace doesn’t mean they’re immune to getting sick or hurt. Ensure they’re covered as they age.
Insurance for Senior Cats
Cats can be enrolled in our accident and illness plan up to their 15th birthday. After 15, they are not eligible for an accident-only plan at signup.
Manage Your Pet Insurance Online
It’s super easy to manage your cat policy online! With MyEmbrace you can update your policy, add a pet, submit claims, update contact info, update payment info, and manage your account online.
PawSupport is here for you!
Free with every policy, PawSupport offers:
- Live Pet Pros available 24/7 to offer guidance about your cat’s health, from general questions to identifying urgent care needs
- Unlimited free consultations included with every policy
- Support anytime, anywhere by chat, video, or phone
Wellness Rewards for Routine Pet Care
Our cat insurance policy covers unexpected vet bills. For everything else, there’s Wellness Rewards*, Embrace’s flexible routine care plan that covers everyday veterinary, training, and grooming costs.
Wellness Rewards reimburses for:
- Wellness exams
- Spay/neuter surgery
- Grooming and nail trims
- Teeth cleaning
- Nutritional supplements
- Flea, tick, and heartworm preventatives
Wellness Rewards isn’t available by itself but can be added to any policy.
Choose Your Wellness Reward Reimbursement
With 3 different options for Wellness Rewards reimbursement, you can choose the perfect amount for each pet, each year, and get a $25 annual reward from Embrace.
- $250 allowance per policy year
- $450 allowance per policy year
- $650 allowance per policy year
We’re here to help with pet insurance
Just a Call Away
While taking care of your pet can be a full-time job, managing your pet insurance doesn’t have to be. Call (800) 793-2003 to make a payment, update your policy, change your deductible, add a pet, and more.
When does my pet health insurance coverage begin?
All good things come to those who wait. Before your pet can be enrolled, there is a short waiting period when coverage is restricted. The waiting period is 2 days for accidents, 14 days for illness, and 6 months for orthopedic conditions. For pet insurance coverage to start, each pet you are insuring must have visited a vet within the past 12 months. If you have a new pet or your pet hasn’t seen a vet in the last 12 months, you can take your pet in during the waiting period without any loss of coverage.
How does pet insurance work?
After you take your pet to the vet for care, submit a claim, and if your claim is covered, you’ll get a check.